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Adam, you're very defensive! There's a reason insurance is so much higher for young, inexperienced drivers. I was a very responsible teen, never got into trouble, and got A's, but guess what; I showed poor judgement & driving skills on many occasions! I was only in one minor accident, but it was one that I would have avoided with several more years experience.
I had to pay 1/2 the price of my first car, which was a '69 Mustang for a whopping $2000!
One important point is: what year/value is the Boxster we're talking about? How easily can you afford having it totaled? If it has a low value and won't cause financial hardship if it's damaged, the decision may be a bit easier.
Steve
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