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PSM is an option that depends on each person. I wanted it on mine as I wanted the extra safety factor. PASM uses the ceramic brakes and isn't a common option.
I believe PSM became standard in '05.
For maintenance costs, outside of any major work, I budget 1k a year for maintence - spring tune-up and winterizing the car. Depending on the mileage of the car and the regular maintenance that needs to be done, you could get as high as 2k.
A lot of the work can be DIY which can keep the costs minimized.
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