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Likely user error by the quoter.
If you get quotes from a few different places I would assume that will be proven wrong.
Strangely what the other poster said about S driver’s safer may have some validity... if in the insurance model S’s happen to have lower incident rates then I suppose it is conceivable and they write premiums for S’s at less. Seems flawed logic, but a nice windfall for the S driver.
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