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It does seem high. Questions to ask yourself. What would you feel comfortable in paying? Can you afford it? Or are you stretching to afford it? Can your budget afford the maintenance on these cars?
Don't feel obligated because of the PPI. He may think he has you because of the PPI. Follow your gut and not your emotions. Make your offer and let the seller counter or tell you no. Keep looking, you will find your car.
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