[oranje]

To claim, or not to claim. That is the question.

So I had my little run in with the pole... so this is an "at fault" insurance claim. I'm with GEICO and have been with them for about 3 years or so and currently pay about $650 per 6 months, for comprehensive with a $500 deductable.

I took the car in for a quote today, and assuming no additional internal damage, they expect the total bill to come to $1,500. (the tail light was cracked in the end as well...)

My big question is... what increase in insurance premium to expect when renewal comes around? And when will I be back at the current level? Considering the deductable, the difference in cost to me for claiming or not claiming is $1,000.

I asked GEICO, but they claim ignorance and say they cannot predict if, and by how much the premium would increase.

Any experience??????