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I've never asked my ins agent about DEs. Hear diff stories whether they would or wouldn't cover DEs (I have State Farm). The first yr I crossed my fingers and tooks my chances. Then the first DE the next yr, someone slid off the track and pancaked the side of his 3 yr old CS. In the 2+ yrs since, I've seen 3 other cars wrecked at DEs. After seeing the results of that first wreck, I decided to do track w/e ins with Locton. It adds around $250 to the cost of the w/e, but it gives me peace of mind.
Lot of things happen out there.
Not sure how I feel about the prospective felon. A bit sorry but he had his fun and didn't consider the risk he was taking. Now he has to pay the piper (in a big way) and it will be a massive stain on his life. I work for an ins company (hint: Wild Kingdom), they take fraud very seriously.
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GPRPCA Chief Driving Instructor
2008 Boxster S Limited Edition #005
2008 Cayman S Sport - Signal Green
1989 928 S4 5 spd - black
1987 928 S4 - Granite Green Metallic (Felsengrun)
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