[Muzzle of Bees]

I am glad everyone is okay. I think using police reports as an insurance tool is ridiculous. Unless the police are involved in the accident what do they know? They are just paper pushers and don't have any interest in getting the correct answer.
Example, I was in an accident where an old man was in his car gawking at a home for sale in my neighborhood. His car was mostly at the curb in front of the house, so I proceeded around him. He pulls out at the same time without looking and hits me in the rear passenger quarter doing a pit maneuver on me. The police had me at fault.