Quote:
Originally Posted by BIGJake111
I had a Boxster totaled, I was very pleased to find that the insurance company did not go by book values, rather they based the replacement value off of similar cars within the area with similar options. Due to small selection they were willing to compare cars a few years newer and also with around 30k less miles.
Others may not have the same luck, but I was very worried that they would offer absolute bottom dollar and was pleased when that wasn't the case.
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You were lucky. Down here in the heart of Dixie, things are different. Both Alfa and State Farm will only give you up to NADA, nothing more. I just called my agent to confirm. Now, if you have uber expensive wheels that are not standard, they will take that into account and may fudge some more depending on mileage and condition (how in the hell are they going to determine condition if it totaled is beyond me..)