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I was all for the 06 until I read that the owner was uncooperative on the PPI. Personally, I'd tell him that I wouldn't buy without one and to give you a call if he changes his mind.
He might want a fast sale... but he isn't likely to get it.
I looked at a 99 and the owner didn't want to do a PPI. I moved on and ended up with a better car. He also said he wanted a quick sale and had other buyers lined up... but his was on the market for months after I bought mine.
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