Stopping for traffic, I look in my rearview and see a BMW bearing down on me...no escape route for me and I see her look up from her phone in time to hit me. My bumperettes took the hit for the rest of the car. Both will need a respray.
I took photos of her insurance, license and registration. She asked me to get an estimate and she will pay me the cash. She lives about 2 miles from me. It looks like I will be calling automotivetouchup.com and doing the work myself. I should be able to pocket a little money from this for my pain and suffering.