Depends on what you want from the car. Just know that when the engine has to be renewed sometime in the next 99,K miles it will cost $5,K+. You are planning to put money into it so $200 for a PPI might be the best money you ever spend even if you lose it & this particular car. If this car was perfect & like new it would be worth $15,K max so think about what it's going to cost you long term. If the engine is solid & you are ok with the looks as is, you will love it, but it doesn't sound like you are qualified to do your own PPI.