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The way I see it is that the insurance co. has done their due diligence and figure that they can makes $$$$ selling this kind of insurance. You best make sure you read the fine print of this kind of insurance. Just exactly what does it cover - ims fail, convert. top motor etc?
I bought my 2001 Box base 2 years ago and am spending about $1500 a year on expenses such as cv joints, idler arm etc. Nothing major yet. I have recently found another indy shop that I think will be cheaper and just as good. I have no extended warranty.
Extended private warranties can give you that warm fuzzy feeling but when it comes to claiming for repairs who knows what satisfaction you will get.
The ims in your later Boxster will likely be much improved over the higher risk one I have in my 2001 Boxster base. Only you can make the decision that is right for you.
I am gently looking at a used Cayman in the next year or so likely the same year as your Boxster. As the amount of $$$$ increases with a newer car, then you have more $$$$ on the table. Check Truedelta for reliability and repairs owners have done on their Boxsters in the different years. Also check the thread in this forum if you have not already done so - So you are thinking of buying a Boxster.
Research is your friend and can alleviate, diminish anxiety.
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