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luxury1: You haven't written this consideration, but I'd highly recommend investigating an off-lease 05 purchase next spring or fall and holding off on buying it until then.
Our cars depreciate as much as any other car, and if you can find a 24 month leased 05 Boxster S loaded with all the goodies with low miles and a very low price, you'll save yourself tons of money (like $10k or even far more!)
I just don't buy new vehicles any longer. The depreciation hit is simply too large and so many people sell their cars after 2 years that I can find one nearly new for sometimes HALF the price of new.
But hey, sounds like you're doing very, very well for yourself at 28 and you have an extra $1000+ a month to throw into another car payment and insurance and maintenance and fuel and mods.
If I were you I'd be spying a used 05 S, and throwing the difference of the cash at any debt in my home or other cars. I hate debt. It's a self-imposed tax on ones' future. Just my 2 cent's worth.
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