Perfectlap, I had bought one thru the dealer with Fidelity Warranty Services after my CPO ran
out. I did exactly what you did. Paid via installments. I scraped up the money to do the IMS
and just canceled it. I actually got a refund for the payments I made. I probably would get
another one when I can afford the payments, but can't right now. I waffle on it though. There
are so many negative opinions about coverages....will have to give it some thought. Pointless
at the moment cuz I ain't got the scratch $$$