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claim it. i was keyed too and spoke with the insurance company. since it was vandalism, it does NOT go against you on your record. your premium does NOT go up. so claim away! but they did say that if they notice an unusual about of claims, then they will have to review your account and possibly increase your premium. but in this case, i would think you should claim.
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-Tuan
tuanle16@juno.com
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