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Old 05-16-2011, 02:14 PM   #9
JTP
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Join Date: Aug 2009
Location: MD
Posts: 628
Quote:
Originally Posted by SoK
I'm not sure where the misconception comes from that driving school prohibits your insurance company from factoring in the ticket, but that is not true, at least in the states where I write business (KY/OH/IN).

All driving school does is keep the points off your license, or help with obtaining a reduce offense on your record. The ticket is still on your record (should be obvious since the court offically ruled that you are guilty of speeding or for whatever reduced infraction they decide) and can be factored in by the insurance company if they run a new MVR (motor vehicle report) at renewal.

Been writing insurance about 5 years now. Before I started, I thought the same thing.
Good point. My experiences in NY, the court reduced the speeding tickets to parking citations, paid the same amount in fines and went to driving school.
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