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Old 05-16-2011, 09:30 AM   #6
SoK
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Join Date: Oct 2010
Location: NKY
Posts: 211
I'm not sure where the misconception comes from that driving school prohibits your insurance company from factoring in the ticket, but that is not true, at least in the states where I write business (KY/OH/IN).

All driving school does is keep the points off your license, or help with obtaining a reduce offense on your record. The ticket is still on your record (should be obvious since the court offically ruled that you are guilty of speeding or for whatever reduced infraction they decide) and can be factored in by the insurance company if they run a new MVR (motor vehicle report) at renewal.

Been writing insurance about 5 years now. Before I started, I thought the same thing.
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