Penfed at 3.25%.
https://www.penfed.org/index.asp
Or do what the big banks can do, take as much leverage (credit) as you can possibly get, throw the money at stupidly high risks (Veyron?) and then when it's time to pay up, claim that you're a systemic risk to the economy and we (all of us taxpayers) will send money to help you out. /rant