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Originally Posted by fatmike
Here is some really good advise for you:
Buy a good book (or two) and get serious about money. It will change your life.
Start here (by Dave Ramsey): The Total Money Makeover: A Proven Plan for Financial Fitness
Let us know how your situation turns out.
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I agree with fatmike. My wife and I took the Dave Ramsey course, made a difference in our life. Look into it or another financial course. I was able to buy my boxster two years after taking the course because I was able to pay off loans/credit cards and using the tricks for buying anything the course taught me.