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Many insurance companies use a valuation service from a company called CCC. They just look at "comps" or cars that have been sold (or are for sale) like your car in a given area. They just do not have the experience to handle something like an IMS upgrade and determine how it effects or impacts the value of the car.
That is the main issue I am running up against.
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rob76turbo
Current Porsches: 2002 Boxster S (Speed yellow)
Past Porsches: 1972 914, 1987 944S, 1976 930, 1986 951, 1999 986, 1992 968, 2001 986 S, 2006 Cayman S, 1986 951 track car, 2001 986 S, 2005 Cayenne
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