[Perfectlap]

^practical car no. But if your monthly payment is $300 and your insurance is low in that state I don't think its much of savings if for instance you'd bought an econo car that only had $150 monthly payment. This is MUCH MORE than twice the car.
You should concentrate on paying that car off soon if you are not penalized for paying off early. Car loans are bad news, many if not most get you for a fixed amount no matter how early you pay it off. When you look a that amount and what the car ends up being worth its truely insane. I can think of nothing worse in life than to be paying interest on a rapidly depreciating asset. And here in NJ the car insurance companies could care less if your car is worth half what you paid for it but the montly rate goes up! Between interest and insurance that is just eating away the return on all your other investments and costing huge amounts in future investments you lost out on. I'd encourage you to contact a financial planner. Those guys need the work right so they're not charging what they were two years ago. They'll lay out a great strategy for you to stick to. At least that way you have some direction. Being that you're a teacher and young I don't think it will be to complicated a plan.