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How long until your current car is paid off? If you're very worried, and this is to be your only vehicle, I would save for a year or two so it's not such a stretch. That's exactly what I did, put away $425 a month for a year and a half.
Alternately, you could pick up a used Miata to run for a year or two, which should still be cheaper than your current $400/month, and continue saving for a 'Box. Sort of having your cake & eating it too.
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