ahh. where to begin? first i guess welcome to the club.
1. i would do neither. if something major happens maybe it's something you can fix yourself, short of that perhaps hold on to it and see if your personal economic situation improves. but that's just me. if you're in dire straits, sell it for parts.
2. yes, i have a tip - there i said it. i'm not ashamed, for the most part i enjoy it and spend 99% of my time in manual mode. is it as fun as pushing the clutch and slamming the lever into 2nd? no. but when traffic comes to a crawl for 20 miles my left foot isn't ready to walk. when i bought the car i was looking for a manual, however this one was there, pretty good deal and i don't regret it. for me ( when in manual mode ) i find i'm in 5th less and less at highway speeds. these cars prefer over 3k rpm, as LR said.
3. you probably can find an aftermarket warranty, but good luck getting it to cover the IMS or anything major. a lot of shops probably won't deal with the warranty requiring you to pay for the repairs and get reimbursed from the warranty company - good luck with that.
4. it's a known "safety feature" of these cars that the speedometer is off. mine is off by 5 @75mph. you get used to it.
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"Speed has never killed anyone, suddenly becoming stationary... that's what gets you."
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