In my experience, I have found that most of these after market warranty companies are comprised of a bunch unscrupulous individuals, who once they have your money, will refute and deny any responsibility when it comes to a major repair cost. I have a heavily mod'd 2002 S (garage princess) with only 17k original miles. I would rather face any problem that I may have head-on, rather than deal with some unprincipled underwriter who will look for any opportunity to obfuscate their responsibility. Hopefully, with proper maintenance and care, I will experience many years of problem free enjoyment.