"If I didn't have one child in college and another just about to start, I'd be all over the 3.6 upgrade...just have to wait for a while."
Ditto on the cost of children/college sorts of things these days. I think I could have bought about 4 of Jake's trick 3.6's on what we have had to spend recently. But hey, its a great time to get a new morgage and refinance the house, we just did and got 4.3%......
Ed
