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Originally Posted by husker boxster
Sorry to hear about the demise of "the legend", but glad to hear you're OK.
Was the other person at fault? If so and if the person has reputable insurance, you should end up fine. The insurance co will want to do everything they can to make you happy so this incident doesn't end up in court. They should give you a very good settlement for your car. This will be one instance where the higher prices listed in the various car pricing guides will work to your benefit. Don't be surprised if they offer you more than book value. But they will want you to sign a release saying you'll not sue them.
With a generous settlement, the economy still sputtering, and the end of convertible weather approaching, you should be able to find a nice replacement.
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A couple of years back I was in an accident where the other driver was at obvious fault and my vehicle was a total loss. I thought then the same as you at the time, boy was I wrong. The other driver's insurance company (a reputable one) made an offer (which I felt was low) and that was it, no negotiation. We ended up having to go through subrogation (in effect a claim on your policy in which your insurance company goes after the other's). I have never sued anyone in my life, but that experience would make me consider it in the future.