[Mike Shiver]

Hi,

I just found out that car insurance companies will only pay for your car's trim and no extra options. So, when they assess the value of your car, they won't even include things like automatic transmission or heated seats in their calculations since that's not part of the original trim.

So, I assume that if my car gets stolen or if someone hits me and I'm not at fault, that the other insurance company will assess the value of my car the same way and just pay to restore the car to its original trim. That would mean that I'd be losing big time on the options even if I haven't done anything wrong.

I'm not talking about aftermarket options, but rather original Porsche options such as an automatic transmission or heated seats.

So, is there a way to get the options insured as well? What insurance company do you guys recommend for insuring a Porsche and why?

Thank You