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Originally Posted by FTD
GEICO gives PCA discounts?
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No, at least I don't think so. My boxster is with a specialty car ins. co. - Leland West Ins. Brokers out of fresno, ca. (a sponsor of Panorama - the PCA monthly magazine). The actual insurer is Am. Home Ins. co.
I have used them for several past fun cars over the last 10 yrs. or so. They do have some requirements which may not suit all people; You need to be a PCA member, You need to have the car 'regularly' (but not always) garaged at your residence and must incl. a pic of your car and garage with your policy application, You must have one other DD car for every licensed driver in the household. You are restricted to mostly pleasure driving and events and have a 5kmi./yr. mileage allowance (but any unused miles rollover to the next policy year). You can drive out-of-state, and keep the car overnight at other places such as a hotel, etc., and the car must be mostly stock (meaning beefed-up Porsche parts are OK). We meet all these requirements, owning 4 other cars w/ only 2 drivers.
Unlike some other specialty ins., this is a full 12 mo. policy. The coverage I have is 500k/500k/100k w/ 1k deductible for Comp and Collision and includes glass coverage with an agreed upon value of $23k and car rental. My cost is $244/yr. (+ $42 for the PCA membership totalling $286/yr.) - a little under $24/mo.
They were reluctant at first to insure the Boxster, saying it was a current model and not a classic. But, I told them it was a discontinued 986 and they then classified it as an exotic (in no small part because of my long history with them I'm sure).
While I've never had a claim with them over the years, I know of several others who have, and every one of them reported that everything was settled smoothly, quickly and to their satisfaction.