Yup.. Read your policy.. Ask for a copy of all exlusions... then look into buying Track Day or DE insurance. Not cheap.. Usually 10% of the value of the car, plus a deductible (most people mention in the $5k range) then have fun.
More and more Ins Cos are wising up.. Adding vague, but arguable language like "practicing for speed events" or "at a racetrack or venue designed for racing" etc.
Or, you could be lucky.. have an incident, the company covers you (once) before you know it, no renewal allowed without a gross rate adj, or dropped all together.
Another reason why you see lots of cheap ass Porsches at the track. A full on 944 racecar can be had for under $10k and its "self insured"...
To others, the rewards of track driving far outweigh the risks.
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1976 914 2.0
2000 Boxster 2.7 (sold)
1978 911 SC (sold)
1970 914 w/2056 (sold)
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