[yurkope]

CJ,
Make sure that Progressive sends your car to a good shop for the paint work to get the scratch fixed. I had Progressive insurance until I got hail damage last year. They had a list of approved shops I could send the car to, most of them I had never heard of. They would not let me go to a shop of my choice, no option of paying the difference for choosing my own shop. The shop I picked is owned by a Porsche driver and PCA member so I thought I would be in good shape. These guys were horrible, missed hail damage and had other things go wrong that I won't go into.

The remedy Progressive had was to send the car back to the same shop to fix, after 3 trips back and forth to fix the fixes I had enough, took the car to a stealership bodyshop and paid out of pocket, dropped Progressive and got premium insurance through Fireman's.

Laws in Cally might be different for insurance, just another thing to think of.