I wanted to buy an "S" model, but thought the insurance would be higher than that of a base model. Now I miss the performance of the "S" but figured I could add more performance mods to my base and perhaps make it even better than an "S' model. That was my way of thinking, since I like to modify my cars that I buy. Although there seems to be more available upgrades for the "S" than there are for the Base model in aftermarket parts. So I wish I had waited for the "S" now that I consider both options for performance upgrades. I guess I can always do an engine swap for a 3.2 Ltr. which is what I will wind up doing one day. Anyone know if the insurance of the "S" is more or the same as the base model?? Seem like it would be more.