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Old 03-01-2015, 07:55 AM   #1
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Quote:
Originally Posted by Gelbster View Post
Ask your insurance company.Why do you ask personal advice?
Please understand the Insurance Co. objective when presented with a claim is to avoid paying it.You are helping them in that objective if there is the slightest opportunity to avoid paying. The worst part-they have and lots of practice at this game and they wrote the policy you signed.
You're the one giving personal advice on insurance, don't turn the table on me. People mod their cars all the time almost to the point of not being street legal and the insurance company still covers the claims.

I do however need to speak with my insurance company tomorrow and I will run the V8 swap by them.
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Old 03-01-2015, 12:28 PM   #2
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"I do however need to speak with my insurance company tomorrow and I will run the V8 swap by them."
Smart move.
The Insurance company that I deal with would ask :
1. submit photos of the installed mods
2. submit a list of all of them
3. Get a certified mechanics inspection report.
It is a nuisance to do this but if the work is done to a professional standard(that is their prerogative to judge-not mine) ,they will just give a small increase in premium and a disclaimer that they won't pay for replacing/repairing your upgrades in case of a total loss/damage. They may offer third party only. Much depends on your history/relationship with the Broker.He may be able to suggest other carriers that are more lenient.
Just my experience-I hope this helps
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