Had an Altercation Today

[BIGJake111]

Originally Posted by BFeller

The insurance companies now see themselves and their stockholders as the most important people to be protected.

Either party can hire a lawyer to handle the claim in what is called Civil Court. If some one had been ticketed, it would be handled in Criminal Court. Major differences in the two courts can be best be summed up in the OJ Simpson murder cases. He was found Not Guilty in criminal court, but held liable for the deaths in civil court.

Most policies state that if your at fault, they will only pay what their preferred repair shop says it will cost. There is more leeway when someone has hit your car.

In this case, it does not work well for the insurance company to find Jake at fault. If they do, they pay his repair, and the Bronco repairs. If the Bronco is at fault, they likely do not have comprehensive, so they only pay Jakes repair. However, if they find both at fault, they pay Jakes repair minus the deductible. I see them try to make the latter stick.

If they somehow say I am guilty, the bronco people will likely not even pay their deductible as all the car needs is a stupid new bumper.


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[Nine8Six]

Originally Posted by BIGJake111

If they somehow say I am guilty, the bronco people will likely not even pay their deductible as all the car needs is a stupid new bumper.

Jake, you can't be responsible, it's a private property and there is no official report in neither of your hands (serious?). Seems this is only going to be settled 50/50 and someone is not telling you and watching the show. What's up with that man

[BIGJake111]

Originally Posted by Nine8Six

Jake, you can't be responsible, it's a private property and there is no official report in neither of your hands (serious?). Seems this is only going to be settled 50/50 and someone is not telling you and watching the show. What's up with that man

Oh yes at the least i will not be guilty, and it will be 50/50 but he needs to be held liable for failing to yeild to right away, we are planning to contact the corproal who we personally know about this and we just talked with our adjuster which it appears it was a misunderstanding on our agent that the adjuster is working with both sides because our adjuster happened to take their statement and theirs took mine it made things slightly complicated, but we do have our own adjuster and she said all they are waiting for at this time is photos of the other parties car, which i just hope he has not altered since the scene.