car insurance

[RandallNeighbour]

I'm paying $1150 a year for full coverage through State Farm in Houston, the 4th largest city in the USA (100k, 300k, $500 deductible). Not bad, but I'm headed to Geico because it's 750.00 a year and I can always find something to do with that difference in cash. Progressive quoted me within 2 dollars of what Geico has quoted me.

State Farm in Chicago (250K, 500K, 100K and $500 Deduct.) for me is $800/year. Full coverage.

[Perfectlap]

we've long had the highest rates in teh country here in NJ. More cars than people, probably the most lawyers per capita and insurance companies practically running the state goverment. When I was in my early 20's I had the means to buy a pretty nice sports car but the insurance was like making payments on a second car. Nearly $5,000 a year with a clean record and good grades.
Nowadays I pay $1800 with Allstate. Geico was going to offer a chepaer policy but charged me a nearly $900 surcharge because of a 4 day supsension involving ONE $40 unpaid parking ticket by an overzealous town court(I was notified by MAIL that my license was suspended, thanks!). I explained to GEICO that the suspesion was not driving related and that I hadn't had a single accident or speeding ticket in over a decade, it was a once a week driver and they could care less. They lumped me with the DUI's, deadbeat father's and reckless drivers.
I sent GEICO an email that they were losing nearly $10K worth of business during my ownership of this Porsche. They sent a standard email response, very stupid business people over there.

[rbennett]

Living in central California age 40+ clean record, full coverage, 1k deductable =
$1450 yr with Horace Mann.

I shop insurance about twice a year with reckless abandenment

BTW: Fresno has been ranked #2 for car theft in america!

Originally Posted by rbennett

Living in central California age 40+ clean record, full coverage, 1k deductable =
$1450 yr with Horace Mann.

Didn't he play for the World Champ Chicago Bulls....oh no, that was Horace Grant!

[MNBoxster]

Hi,

Both our Daily's (2004 Jaguar S Type Sport, 1995 Honda Passport LX) are with GEICO - Full Coverage, $1k deductible - $1100/yr.

My Boxster is with Leland-West, Full Coverage, $22k Agreed Value, $1k deductible, 5k mi./yr. limit - $264 (it's a Sunny Sunday and occaisional Joyrider).

52, Clean Record (both of us), SCCA National Competition License, State Certified Driving Instructor (I don't think this helps, but it's there)...

Happy Motoring!... Jim'99

[rbennett]

Originally Posted by bmussatti

Didn't he play for the World Champ Chicago Bulls....oh no, that was Horace Grant!

Well if so, that would explain the HIGH rate I am paying, maybe he still needs pay someone to carry his boom box

[CA_Boxster]

About $950/year on a 2000 2.7 as a daily driver in CA through Mercury. I think it's a $500 deductible with a high level of liability and I have a spotless record. I see that you're in LA - the point about rates varying by state is correct, but I've found Mercury to be good and CA has an insurance board that regulates insurance company customer service and Mercury is always near the top. I've never had to make a claim so I can't speak to that end of the experience, but the CA insurance board is what got me comfortable with it.

I also have a separate renter's policy through them with addidional "umbrella-ish" coverage on it for me so I get a small discount on the car insurance, but I don't think it would be much more than $1000 a year without that discount.