[Perfectlap]

we've long had the highest rates in teh country here in NJ. More cars than people, probably the most lawyers per capita and insurance companies practically running the state goverment. When I was in my early 20's I had the means to buy a pretty nice sports car but the insurance was like making payments on a second car. Nearly $5,000 a year with a clean record and good grades.
Nowadays I pay $1800 with Allstate. Geico was going to offer a chepaer policy but charged me a nearly $900 surcharge because of a 4 day supsension involving ONE $40 unpaid parking ticket by an overzealous town court(I was notified by MAIL that my license was suspended, thanks!). I explained to GEICO that the suspesion was not driving related and that I hadn't had a single accident or speeding ticket in over a decade, it was a once a week driver and they could care less. They lumped me with the DUI's, deadbeat father's and reckless drivers.
I sent GEICO an email that they were losing nearly $10K worth of business during my ownership of this Porsche. They sent a standard email response, very stupid business people over there.