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I've spent the last 25 years in the Insurance business.
I've never seen a car warrenty policy that was worth while. Most pay huge commissions to dealers and or marketing companies, relativly low limits on maximuim payouts, exclude damage or loss due to wear and tear and often have restrictions on servicing. They are very profitable to dealers and underwriterers (carriers in US speak), not so for insureds.
Perhaps there is a decent one out there, but I've never seen one.
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