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Old 03-23-2010, 08:31 AM   #1
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I've been with SF for many, many years, and had accidents that were my fault and not my fault.

They really shine in times like this. They have a team you can call 24/7 if you like to ask about updates, they go to bat for you with everyone involved in the incident, and will bend over backwards to make you happy, even if you're a picky Porsche owner like me!

My dad fell asleep at the wheel and totaled his Lincoln Towncar. They wrote him a check for the full-tilt retail value of the car, which was easily four or five grand more than the car was worth on the open market and paid for a bunch of his hospital bills that Medicare didn't cover.

They ain't cheap, but SF is a great company.

BTW, I live in Houston (2nd highest in the country for auto insurance) and I have collector car rates from SF on the boxster... no mileage limit, agreed upon value of 18k due to my mods, and I pay just $265 a YEAR for full coverage! Leland West couldn't touch it for double the money and a mileage restriction.
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Old 03-23-2010, 09:12 AM   #2
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What does SF stand for?
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Old 03-23-2010, 09:16 AM   #3
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What does SF stand for?
State Farm
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Old 03-23-2010, 09:19 AM   #4
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What does SF stand for?
state farm
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Old 03-23-2010, 03:07 PM   #5
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Did you get anything that would ID the suv - a partial plate # or a witness or anything? Accidents happen quickly and you need to keep your wits. If they totaled your car, it may not be possible to chase them down, but anything to help ID them would be useful. It's important to flag any witnesses down so they can validate your story or maybe they saw something you didn't.

I was visiting San Francisco several yrs ago. Was driving from the airport and about to turn in to my hotel. A pickup was about 4 car lengths ahead of me and he side swiped a parked car. I couldn't believe it when he didn't stop. It took me about 10 blks to catch up to him to get his plate # and then I didn't have anything to write it down on. I kept repeating it until I got back to my hotel. Went in and immediately asked for a pen and paper. Went back to the scene and the cops were there along with the owner. Gave them the info and a description of the pickup. Heard back from the guy's ins co about 4 mo later. He said the plate # I gave them was for a green pickup, not white like I described. Not sure how it turned out, but I tried to do my part. I'd want others to do the same for me.

I've had State Farm since I started driving 35 yrs ago. Like a good neighbor, they've always been there for me.
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Old 03-23-2010, 08:18 PM   #6
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I just recently got into an accident myself but nobody else was involved. You can see pictures and read about ithere

The original estimate for the damage was for about $3500. When it was all said and done the total bill was $6000. Had this been part of the original estimate they would have totaled my car I'm sure. The total value of my car is around $12K and the repairs were half the value. And my accident wasn't that bad. What pushed it over the original estimate the most was that the coolant reservoir was cracked and they had to send it to the porsche dealership to fix that.

Best of luck to ya. Hope you come out on top.
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