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I'd still be weary. I'd definitely require that they put their intentions in writing.
Also, I'm not sure why they want you to pay the first payment first. To me, that likely transfers the burden from the dealership to the finance company. I could envision a scenario where the dealership assumes responsibility for potential mistakes in the loan package until the customer pays the first payment, based on the assumption that when you pay a payment, you're implicitly saying that there are no problems w/ the financing. As such, I'd push to have this worked out BEFORE any payment is made.
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