[Perfectlap]

^ I pay that much for just one car! I haven't had speeding ticket in over 10 years and only had one minor accident that the police officer refused to issue a report for. We have more cars than people here in the Garden State. And everyone is trying to rip off the insurance companies when there is in fact an accident with jacked up auto body claims, personal injury law suits, etc. .
A huge waste money. I feel sorry for the good drivers who have to pony up $1200 just for liability insurance on beater cars that aren't worth much more than that, despite many having good driving records.