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If you don't agree with what the other persons insurance is giving you, get your insurance company involved. They actually are there to protect you and work on your behalf. You can and should argue for the value you want if they low ball you.
You can also get an independent adjuster. Probably not needed, as you can get estimates from any body shop
Worst case is that you both have the same insurance company
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2004 Boxster S 6 speed - DRL relay hack, Polaris AutoTop DIY
2004 996 Targa Tip
Instructor - San Diego region
2014 Porsche Performance Driving School
2020 BMW X3, 2013 Ram 1500, 2016 Cmax, 2004 F-150 "Big Red"
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