[obthomas]

Guys, the problem here is your cars are insured for actual cash value. This goes both ways when you car is damaged either by yourself or someone else. A 2002 boxster is worth about $10000 today. You can argue a few thousand one way or another but when the damage approaches you get totaled. Buy your car from the insurance company and fix it or buy another boxster and put all them valuable parts on it.