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in ref to the titles...I have/had the same problem -- selling a Tacoma Prerunner but the buyer wanted the title which Capital One holds....solution -- I just paid it off and had the title in hand....the buyer gave me $1000 cash down and signed a paper saying its non-refundable so he doesn't back out. Just waiting for teh title right now and the truck is still my possession until it shows up.
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