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I agree Geof3, there is a life time of information regarding the IMS bearing on this site.
I was in your shoes a year ago. I decided to use the Retro fit. My reasoning was budget related, I ended up replacing the water pump, clutch, IMS at the same time. I trusted the Retro fit to be a more robust bearing than the stock bearing so I was fine with it.
Good luck, I used to be IMS paranoid but I have found my that has lessened in the year I have owned mine.
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