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Why exclude tires and oil changes? These cars are notorious for chewing thru rear tires in no time even when aligned properly which has to be done more than every 2 years. You are fooling yourself if you think you are not spending money.You would tell a person that your house will only cost the mortgage in your budget just exclude elec. and water.Like I told the OP earlier start a 2k + or - . Or 10k in time tools etc... PARTS! I guess those are excluded too!
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