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Jake,
Heres a car to consider....
I've bought two 2002 Toyota 4Runners. Both cars were 2-owner cars that were well used but cared for. I've owned both for over two years. One has 265K miles. One has 185K miles. Paid $4,200 for the one with 185K (150k when purchased). Paid $3,650 for the one 265K (238K when purchased.
Both cars have been amazing! Parts are cheap and the cars have been 100% reliable.
Best part is, I'd bet I could sell either for about what I paid for them. This may be a great placeholder for you as opposed to other options. You can use it now and get your money back when you're ready. Check prices on CL...The asking price on a decent Gen 3 4Runner is still $4-6K! You'll see more in the higher end than any you'd see under $4K.
Take a look...the cars sell for much more than explorers or other SUV's but seem to be more than worth it.
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