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pinksnyper · 11-28-2017, 02:12 AM

My current insurance is nearly 740 for the year here in expensive NJ. The car is 3 weeks in my possession. Dropping collision would take it down to mid 500s. I think it's crazy to spend nearly 8% of the car's value on insurance if I don't have to. Am I crazy for wanting to carry the risk of fixing my car on my dime should I cause an at fault accident? Not looking for legal advice just wanted to check what everyone else is covering on these old(ER) cars.

11-28-2017, 02:12 AM	#1
pinksnyper Registered User Join Date: Oct 2017 Location: New Jersey Posts: 86	Collision insurance in expensive state My current insurance is nearly 740 for the year here in expensive NJ. The car is 3 weeks in my possession. Dropping collision would take it down to mid 500s. I think it's crazy to spend nearly 8% of the car's value on insurance if I don't have to. Am I crazy for wanting to carry the risk of fixing my car on my dime should I cause an at fault accident? Not looking for legal advice just wanted to check what everyone else is covering on these old(ER) cars. Last edited by pinksnyper; 11-28-2017 at 02:14 AM.