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Tom Stone pretty much told it like it is.
As far as the rental car, you have pad for it through your premiums. It won't effect your claim one way or another
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2004 Boxster S 6 speed - DRL relay hack, Polaris AutoTop DIY
2004 996 Targa Tip
Instructor - San Diego region
2014 Porsche Performance Driving School
2020 BMW X3, 2013 Ram 1500, 2016 Cmax, 2004 F-150 "Big Red"
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