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Have Farmer's pay high monthly so we can have a low deductible ($100.00) I think we pay $200 a month for Boxster, Sienna, and Corolla. Boxster is about $98 a month. Farmer's is great only payed deductible when our van was rear ended. Windows and small cosmetic damages no deductible. Wife has been member forever she negotiated the deductible when we got married.
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