I work a little different - when cold, my level is just below the full mark - say 10mm below - but the downside is you can't see the level when hot, as it rises above the view finder.
I've run like this for 8 years without a problem, but the least you should do is get the coolant level at the halfway point when cold. I find its a lot easier to inspect every week or so when checking the oil level.
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2001 Boxster S (triple black). Sleeping easier with LN Engineering/Flat 6 IMS upgrade, low temp thermostat & underspeed pulley.
2001 MV Agusta F4.
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