Get the ins co to total the car. Beat them up on the offer. Everything is negotiable. Go to the most expesive body shop and gdt an estimate and convince them to total it. If they agree then go on nada or kbb and use the highest values to negogiate the value of the car.
I totalled mine a few months ago and my jns co paid me $ 11,500.00 for a car that I paid $ 7500.00 4 years ago. Do not be sentimental about fixing the car. Your car is not unique. These cars are fungible and are a dime a dozen. I just bought a replacement 04 for $ 8700.00. Probably over paid but Im still way ahead in the amount Ive invested in boxsters.
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Current car
2000 Boxster 2.7l red/black
Previous cars
1973 Opel Manta
1969(?) Fiat 850 Convertible
1979 Lancia Beta Coupe
1981 Alfa Romeo GTV 6
1985 Alfa Romeo Graduate
1985 Porsche 944
1989 Porsche 944
1981 Triumph TR7
1989 (?) Alfa Romeo Milano
1993 Saab 9000
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